家計
family budget, household finances
→ By keeping a household account book, I was able to reduce wasteful spending.
差し引く
to deduct, to subtract, to balance
→ The profit after deducting expenses was a mere 100,000 yen.
手取り
net income, take-home pay
→ Because my take-home pay is small, I have no choice but to reduce my monthly savings.
倹約する
thrift, frugality (to economize, save)
→ My grandmother is a thrifty person and hates wasting things.
出費
expenses, expenditure, disbursement
→ The expenses accompanying the relocation cost much more than anticipated.
かさむ(嵩む)
to pile up, to mount up, to swell (expenses)
→ My hospitalization dragged on, and medical expenses mounted up heavily.
内訳
breakdown, itemization
→ Please explain the detailed breakdown of the budget.
共働きする
dual-income, both partners working (to work both)
→ In dual-income households, sharing domestic chores is crucial.
やり繰りする
to manage, to make ends meet, to budget
→ Making ends meet within a limited budget is tough.
すずめの涙
a drop in the bucket, a pittance, very little
→ Bank interest adds up to barely a pittance.
ギャラ
guarantee, fee, remuneration, honorarium
→ The fee for this project will change depending on negotiations.
極力
as much as possible, to the utmost
→ For my health, I try to use the stairs as much as possible.
セレブ
celebrity, high-society person
→ It seems that many celebrities and wealthy people live in that neighborhood.
ゆとり
leeway, room, composure, margin
→ If one has financial leeway, one can spend more time on hobbies.
丸々[化]する
entirely, wholly / plump, rotund (to round up)
→ I spent my entire salary completely and wasn't able to save any money at all.
手元
on hand, close at hand, in one's possession
→ I don't have the materials on hand right now, so I will check them later.
懐
pocket, purse, financial situation
→ Year-end and New Year spending is heavy, leaving my wallet feeling desolate.
利子
interest (on loans/deposits)
→ The interest on the debt snowballed, making repayment extremely difficult.
桁
digit, column (of numbers), order of magnitude
→ Please set your PIN as a 4-digit number.
割合
ratio, percentage, proportion, comparatively
→ The proportion of female employees is increasing year by year.
きっかり
exactly, precisely, on the dot
→ The meeting starts at 10 o'clock sharp, so make sure not to be late.
株
stock, shares, stump
→ I suffered huge losses in stocks, and my savings are almost completely gone.
何でもかんでも
anything and everything, blindly, indiscriminately
→ Choosing whatever is cheap indiscriminately can sometimes actually cause a loss.
何だかんだ[と]
one way or another, this and that, after all
→ Say what you will, he is a dependable person after all.
人並み
ordinary, average, like the average person
→ I think as long as I can lead an average life like everyone else, that is enough.
老後
one's old age, post-retirement years
→ It is said that 20 million yen is required as funds for post-retirement life.
尽きる
to be exhausted, to run out, to be depleted
→ Food provisions completely ran out in the middle of the long journey.
滞納する
default, delinquency (to fall behind on payments)
→ Because I fell behind on rent payments for 3 months, I was evicted.
首が回らない
in debt up to one's ears, paralyzed with debt
→ With mortgage and credit card payments, I am in debt up to my ears and paralyzed.
